Terms of use

By using WiredSimple you accept the terms below. They're short, and written to be readable.

No advice

WiredSimple explains how systems work. Nothing on this site is financial, investment, legal, tax or medical advice, and nothing here is a personal recommendation.

Our money articles describe how credit scoring, mortgages, pensions and tax work in general terms. They cannot account for your circumstances. Our science and health articles are educational and are not a substitute for advice from a qualified clinician. Before acting on anything in these areas, consult a professional who knows your situation.

Accuracy

We work hard to be accurate — see the editorial policy — but content is provided "as is", without warranty of any kind. Standards change, rules change, and an article that was correct on its published date may not be correct today. Check the published and updated dates, and verify anything you're going to rely on.

To the fullest extent permitted by law, we are not liable for any loss arising from reliance on this site's content. Nothing in these terms limits liability for death or personal injury caused by negligence, or for fraud.

Using our content

All articles, illustrations and site design are © WiredSimple unless stated otherwise.

You may, without asking:

• Link to any page here.
• Quote a short extract for commentary, criticism, review or teaching, with clear attribution and a link to the original.
• Share articles with colleagues, students or friends.

You may not, without written permission:

• Republish articles in full, in any medium.
• Use our content to train machine learning models for commercial resale.
• Present our content as your own, or remove attribution.

For syndication or reprint requests, email hello@wiredsimple.com.

External links

We link to primary sources so you can check our work. We don't control those sites and aren't responsible for their content.

Availability

We don't guarantee the site will be available uninterrupted, and we may change, move or withdraw content at any time.

Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

Changes

We may update these terms. The updated date at the top of this page reflects the most recent version.